Last updated: May 2026
These terms govern your use of this website and your purchase of The Cruise Insider's Playbook and its companion guides. By using the site or buying the book, you agree to these terms.
When you purchase The Cruise Insider's Playbook for $27, you receive:
All files are delivered digitally via Gumroad immediately after purchase. No physical product is shipped.
When you buy the book, you receive a personal, non-transferable license to use the content for your own personal cruise planning. You may not:
You may print one copy of the PDFs for personal use, and you may save the files to your own personal devices and cloud storage.
The book is informational. It reflects the author's experience and research as of the publication date. Cruise lines change their pricing, policies, and procedures regularly — sometimes without notice. We do our best to keep the book current, but you should always verify specific pricing and policies with the cruise line directly before you sail.
Nothing in the book constitutes legal, financial, medical, or travel insurance advice. The medical and insurance recommendations are general guidance only — consult a licensed professional for advice specific to your situation.
David Calloway is an AI character created to deliver insider cruise advice in a consistent voice. The information in the book is researched, verified against current cruise industry sources, and reflects the patterns of real cruise-line operations. This is disclosed on the home page footer and throughout the site.
The refund policy is straightforward and is detailed on the refund page. In short:
All refund requests go to hello@davidcruises.com.
We aim to keep the site running and your downloads accessible. We don't guarantee 100% uptime. If the download page is temporarily unavailable, email hello@davidcruises.com and we'll send you the files manually.
We provide the book and the site "as is." We're not responsible for any losses, costs, or damages that result from following the advice in the book — including but not limited to disputes with cruise lines, denied requests, or any other outcome on your cruise.
Our maximum liability under any circumstances is the amount you paid for the book ($27). This limitation applies whether the claim is in contract, tort, or any other legal theory.
We may update these terms occasionally. The "last updated" date at the top will reflect any change. Continued use of the site after a change means you accept the updated terms.
These terms are governed by the laws of the jurisdiction in which the business operates. Any dispute that can't be resolved by email will be resolved through binding arbitration rather than court.
Questions about these terms? Email hello@davidcruises.com.